coa.9: revert scale default + crash fixes + personal/realm bank + woodworking

- Revert UIScale default 1.4->1.0 (scaling only zoomed, no extra content; real
  larger layout tracked separately). Apply saved scale on open, default 1.0.
- Fix Options:Get/Set nil 'options' crash (TabOptions.lua:442).
- Guild Members: guard Level_OnClick against cleared/stale row IDs.
- Personal + Realm bank tracking ported from coa-bagnon (BANK_PERMISSIONS_PAYLOAD
  detection; personal per-char, realm per-realm; Search + BagUsage surfacing).
- Woodcutting/Woodworking columns on Skills tab (CoA custom professions).

Altoholic/Core.lua

@@ -85,7 +85,7 @@ local AddonDB_Defaults = {
 			AccSharingHandlerEnabled = 0,	-- account sharing communication handler is disabled by default
 			GuildBankAutoUpdate = 0,		-- can the guild bank tabs update requests be answered automatically or not.
 			GuildHandlerEnabled = 1,		-- guild communication handler is enabled by default
-			UIScale = 1.4,		-- CoA: open at ~AtlasLoot footprint (832x447 * 1.4 = 1165x626 vs AtlasLoot 1105x640)
+			UIScale = 1.0,
 			UITransparency = 1.0,
 			ClampWindowToScreen = 0,